1) Think Diamond is an 11- month duration, monthly instalment based diamond saving scheme.

2) Customers are welcome to enrol in the saving scheme with any one of the below-mentioned denominations (in rupees) as monthly instalment. (i) 5000 (ii) 10000 (iii) 15000 (iv) 25000 (v) 50000

3) Monthly instalments are fixed in nature. Customers will have to choose any one of the denominations mentioned above and pay the same for 11 months

4) Monthly instalment should reach NAC Jewellers on or before 30th of every month.

5) At the end of 11th month, after paying all 11 instalments, customers can buy diamond jewellery for the amount accumulated in their account at the prevailing rate on the date of purchase.

6) Customers will enjoy a special discount on diamonds equivalent to 100% of one month instalment. For example, if customer has chosen Rs. 15,000 as monthly instalment and paid the same for 11 months continuously without any lapse, then he or she will enjoy a special discount of Rs. 15000 on diamonds (100% of the monthly instalment amount) at the time of purchase.

7) Customers will also enjoy additional discount of 10% on diamond, 7% on platinum and 10% on Jaipur Jadau Polki.

8) Customers can pay their monthly instalments through online (www.nacsavings.com) or at any of the NAC Jewellers outlets.

9) Mode of payments can be through Online (www.nacsavings.com) / Cash / Demand Draft / Money Order / Electronic Clearing System / At Par Cheques / Local Cheques / Debit Cards / Credit Cards. Bank service charges will be collected additionally for Credit Card payments.

10) Once the payment is made through NEFT/IMTS/RTGS, please inform us by sending an email to the below-mentioned addresses mentioning your chit ID.
Email address for Mylapore store joinees nacml.chit@gmail.com
Email address for T. Nagar store joinees chit@nacjewellers.com
If payment is made through the Indian bank account, please attach the bank receipt copy with the email.

11) This scheme is valid only for purchase of Diamond Jewellery, Platinum Jewellery and Jaipur Jadau Polki.

12) Wastage, VAT, Making Charge and other government levies if any shall be fully borne by customers.

13) Cash will not be refunded under any circumstances.

14) Customers can pay more than one instalment as advance

15) Customers will have to pay all the 11 installments within the timeframe of 11 months without any lapse from the date of first payment to avail the scheme benefits.

16) In case of discontinuation of the scheme before completing 11 months or 11 instalments, customers can buy jewellery for the amount they have paid without any benefits of the scheme.

17) At the time of maturity and purchase of jewellery, the original membership card should be surrendered. The respective member should ensure that they sign on the invoice too, at the time of purchase. If unable to come in person, the member can authorize a person, with a duly signed authorization letter, that grants permission to sign the invoice and purchase jewellery on member’s behalf. At the time of redemption, the nominated person should bring the original pass book and produce authentic photo ID proof.

18) Customers are to conclude the sale by the end of 12th Month.

19) All disputes are subject to jurisdiction of competent courts in Chennai.